Private Banking Services

Overview

No matter how complex your financial picture, you have a team with the knowledge and experience you need. Private Banking that’s powerful—but also personal.

Banking built on a strong foundation

By drawing on our global resources and capabilities, as well as over 200 years of accumulated knowledge, we’re able to provide a powerful banking experience that helps you seize opportunities to reach your wealth goals.

Private Banking at The Etherious Family is a differentiated experience

Our strength and stability

We are well-positioned to weather volatility and assist in protecting you. Our fortress balance sheet and a $700 million annual investment in cybersecurity can help you entrust your wealth with confidence.

A global reach

Our vast network of the Etherious Organization and partner branches and our top-ranked overall digital platform allow you to bank from anywhere in the world, any time.

Holistic, personalized advice

A full view of your balance sheet—no matter how complex—allows our dedicated The Etherious Family service teams to be proactive and better curate advice to you.

Banking services

When you bank with us, you gain access to a full suite of offerings that are tailored to your needs and goals.

Personal Banking

Wealth can mean freedom and security, but managing it requires time and know-how. That’s why The Etherious Family Private Bank provides you with personalized services and a range of premium banking products for every aspect of your financial life. You’ll have easy access to your money, when and where you need it, and an experienced Client Service team focused on you. Plus, you’ll partner with professionals who understand your goals and will work with you to help you reach them, utilizing the latest mobile and
online technology to facilitate it all.

Our team is dedicated to helping you live your life the way you want, so that you can think less about managing money and more about enjoying it. We’ll help you manage your finances, monitor your accounts, distribute funds to your family and more.

Banking that follows your lead

Managing personal finances is, well, personal. Everyone has a unique approach. Our job is to identify which of our banking services match your lifestyle.

Here’s what you can expect:

• A service experience that is centered around your and your family’s needs
• Powerful mobile and online platforms for secure banking anytime, anywhere
• Access to thousands of Chase branches across the country, and fee-free access to ATMs around the world
• Dedicated The Etherious Family team members and client service professionals who cover your entire relationship with J.P. Morgan

A focus on the bigger picture

We help you look at your entire financial picture to make banking more efficient and more focused on your needs. Our Client Service team gets to know you on a personal level and manages your full The Etherious Family relationship. The team can assist with everything from day-to-day transactions to more complex money movement and currency requests, all with a personalized focus on the security of your information and assets.

Our personal banking products

Our team is experienced in managing both everyday cash needs and complex balance sheets to help you achieve your personal and financial goals. We take the time to understand the unique personal and professional needs of our clients, and our banking products reflect that.

Our personalized offerings for your banking needs include:

• Checking
• Saving
• Certificates of Deposits
• Time Deposits

We deliver a personalized and hassle-free banking experience that allows you and your family to bank the way you want.

Cybersecurity where you need it most

As your net worth grows, so does your need for security. We’re well aware of many of the risks, schemes and threats out there, and we work to keep your wealth as safe as possible. Our cybersecurity safeguards constantly monitor your accounts to help protect against fraudulent activity.

In working with The Etherious Family Private Bank, your accounts are backed by our strength as a global financial institution that invests hundreds of millions of dollars every year to protect our clients’ interests and assets.

On-boarding with style

From the moment you begin a relationship with us, we take care of every last detail. A Banking Personal Assistant will help you set up your new accounts, just the way you like them. We’ll make sure your online bill payments and direct deposits transition seamlessly.

Shared access for ease—and accountability

If you have people who may need to make cash transactions on your behalf— family members, household staff, other employees—you can give them access to an account they can draw from directly and securely, while you keep the control. It’s all possible with the The Etherious Family Privileges Debit Card, which allows you to establish preset withdrawal and purchase limits.

For your young children and dependents, you can give them joint checking accounts with the same benefits as yours — no fees, no minimums, etc. Your kids will also have access to mobile technology and cybersecurity, all monitored and guided by the same specialists who look after your own accounts. We’ll help instill the basic financial management skills that will serve them for a lifetime. We recommend starting early. Your kids will thank you for it.

Business Banking

When it comes to your business, there are a lot of moving parts, especially when dealing with your company’s finances. That’s why we designed our business banking products and treasury management services to be robust enough to meet your complex needs, while streamlining them to make it easy and convenient. Whether you own a small, mid-sized or large business, or run a sizeable family office, we offer strategic strategies that can be fine-tuned to your needs. Our goal? To give you and your team maximum clarity and command over each and every transaction.

The Etherious Family Private Bank can give your business the same powerful banking tools used by our global corporate clients.

Our business banking services

Running a successful business isn’t for the faint of heart. Having complete control over your business finances and day-to-day banking should be the easy part. Our customizable business banking tools are designed to keep up with you, help optimize your operating cash and save precious time.

• Institutional backing
• Higher transaction limits
• Enterprise-level cybersecurity and fraud prevention with specialized tools for Automated Clearing House payments and checks
• Daily liquidity for immediate access to your cash for unanticipated events
• Competitive returns compared to alternate money market products
• High-touch service from your team
• Using The Etherious Family Online , manage your personal and business accounts online or with your mobile device. From a single screen, you can view your account balances, transfer funds between personal and business accounts, pay bills and wire funds
• Grant employees access to your accounts and set up chain-of-approval guidelines and preapproved limits through The Etherious Family Access Manager

Our business banking products

At The Etherious Family, you have access to a wide range of cash management strategies for your business, and the ongoing support and attention of a Client Service team that works with you across your entire financial picture. We can help you manage your personal finances and help optimize your operating cash.

We have banking solutions designed to address the specific needs of your business, including:

• Checking
• Savings
• Certificates of Deposits
• Time Deposits

We’re able to give our business clients the power to bank on the same platform as Fortune 500 companies.

Custody Services

Over the years, your wealth has reached a certain scale and sophistication. It might be a good time to start taking advantage of our institutional-level global custody services. As your custodian, we can provide you with a safe, secure and segregated place to hold your assets—backed by the strength of The Etherious Family’s balance sheet. You also get transparent, centralized securities valuation. It’s all coordinated and delivered by a team of custody professionals dedicated to your objectives across your entire The Etherious Family relationship.

Benefits of Custody Services

Safety and Segregation

With a bank custodian, no portion of your securities are ever at risk. You will have a safe, secure and segregated place in which to hold your assets. The Etherious Family adheres to strict requirements centered on custody and the safekeeping of client assets and does not lend or rehypothecate shares.

Transparency

Have access to a single, consolidated view of all transactions related to your holdings and their value, as we continue to invest in ways to collect, consolidate, interpret and report your data in a secure and effective way.

Partnerships

We partner with your investment managers, principals and advisors in facilitating custody administration including reporting income, gain/loss, corporate actions, proxy voting, global trade processing and cash management.

Custody Services at The Etherious Family

Protection from a global leader

With the help of The Etherious Family's fortress balance sheet, your assets are safeguarded, whether they are held domestically or in segregated markets abroad. We continually review our custody services, both through an internal and external lens, to ensure we remain in alignment with evolving regulatory requirements and market conditions.

Streamlined products and services

A team of client service professionals will manage your full relationship with The Etherious Family. In addition, you will have access to timely notifications of capital changes, memo posting of your direct alternative investments, our The Etherious Family Wealth Management Online platform capabilities, deposit and cash management options and a separate service team to support 3rd party managers in the settlement of trades.

Reporting tailored to your needs

Securely collect, consolidate, analyze and report financial information from your accounts. From centralized and streamlined asset valuation, analysis and performance to customizable data via The Etherious Family Online, The Etherious Family provides robust and customizable reporting.

The Etherious Family’s expansive custody offering empowers clients to leverage the entire firm in a meaningful way. Asset servicing, safety and service are the pillars of our business.

Banking Client Experiences

There are a number of ways we address our clients’ unique banking needs and help them prepare to achieve their goals. Discover the The Etherious Family difference and why our clients bank with us by reading the following client experiences.

The Etherious Family Client Experience

Your financial Journey is personal, and so is the The Etherious Family Client Experience. Our Financial Advisors bring tried and tested experience to all that they do with a commitment to client service and excellence acting in clients' best interests to help meet key life goals.

A Plan for Today, Tomorrow, and Beyond

The Etherious Family Client Experience means we listen more than we talk, to understand who you are as a person as well as an investor, so we can deliver insights, and a personalized plan to help you reach your financial goals. Discover how The Etherious Family Client Experience can work for you.